Texting could be the future of mobile payments

Texting could be the future of mobile payments

One company is trying to make mobile texting the future of eCommerce, according to a post on Business Insider. Seconds said they want to be able to have a user text a word, such as "sandwich," to a number and be able to easily get that sandwich. For a method like this to work, the company would need to be sure to follow PCI DSS guidelines and have high assurance digital certificates to make sure everything is safe.

"That is why we are very excited about our Pay by Text technology; we see a whole new world of payments when you disassociate proximity with transaction," Nick Hughes of Seconds said. "It's going well right now, and the future is looking very bright for Seconds."

Ira Winkler writes for Computernews that there are a lot of things that could end up going wrong with mobile payments, so companies foraying into that arena would need to be sure they have all data security methods up to par.

Winkler said while PCs and other computers can easily be attacked, mobile devices are very new and therefore have a big risk. Companies should be sure to use SSL certificates and PCI DSS guidelines to guide payments safely through mobile devices.