Restaurants may have 'eat-and-run' mobile payment systems
In the near future, restaurants may start to see mobile payments become more popular, according to Lexology. This would allow people to pay at the table and not have to worry about giving a card or cash to a server, but companies will have to make sure their programs are safe by using PCI compliance, SSL certificates and other security precautions to keep everyone safe.
"By virtue of accepting credit card payments - whether in traditional or mobile form - restaurateurs are subject to extensive payment-network rules regarding the security of payment card data," Lexology said. "These rules are imposed on them via their agreements with their payment processors and are generally incorporated by reference without actually attaching the rules themselves."
Rules would have to be in line with PCI DSS, as this deals with using a credit or debit card over a mobile device. There will have to be a secure network built up and maintained at the restaurant, and there would need to also be a firewall in place to help protect from any kind of security breaches.
TameBay said PayPal announced last year that Pizza Express would start using a mobile payment system in the restaurants. Restaurants that start using this will need to follow PCI compliance and make sure customers are being secured.